Natural hazards · Monroe

Monroe, NE natural hazards

Most of the natural-hazard damage FEMA expects in Monroe comes from hail, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monroe?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monroe to be higher than in 85% of U.S. communities, mostly from hail and inland flooding.

Hail38%Inland flooding30%Tornadoes13%Strong wind9%Drought6%Everything else5%

By hazard

What Monroe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

30% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 43 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monroe flood?

FEMA's records show no paid flood insurance claims in Monroe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monroe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Monroe

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monroe itself: aid to households, or repair grants to the Village of Monroe.

Brought FEMA money into MonroeDeclared for Platte County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

23 households applied for aid $107K aid approved $33K to the Village of Monroe for repairs

2010

Severe Storms and Flooding

$2K to the Village of Monroe for repairs

2009

Severe Winter Storms and Snowstorm

$3K to the Village of Monroe for repairs

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monroe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Monroe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Monroe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.