Natural hazards · Momence

Momence, NE natural hazards

Most of the natural-hazard damage FEMA expects in Momence comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Momence?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Momence to be higher than in 73% of U.S. communities, mostly from hail and drought.

Hail33%Drought17%Inland flooding16%Strong wind14%Tornadoes14%Everything else5%

By hazard

What Momence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

33% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Drought

17% of expected damage

Recorded about 29 times a year in the area

Inland flooding

16% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 2 years in the area

Strong wind

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Momence flood?

FEMA's records show no paid flood insurance claims in Momence.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Momence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Momence

Federal disasters declared here

None of the disasters declared for Fillmore County shows FEMA aid or repair money reaching Momence itself in FEMA’s records.

Brought FEMA money into MomenceDeclared for Fillmore County only

Fillmore County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Momence

Momence and the towns around it

Very lowLowModerateHighVery high

Sheridanmostly hailHigh

Momencemostly hailHigh

Stantonmostly hailHigh

Bennettmostly hailHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Momence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Momence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Momence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.