Natural hazards · Mitchell

Mitchell, NE natural hazards

Most of the natural-hazard damage FEMA expects in Mitchell comes from hail, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mitchell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mitchell to be higher than in 71% of U.S. communities, mostly from hail and inland flooding.

Hail32%Inland flooding28%Drought17%Cold waves9%Tornadoes7%Everything else8%

By hazard

What Mitchell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

32% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

28% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Drought

17% of expected damage

Recorded about 82 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 28 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mitchell flood?

FEMA's records show no paid flood insurance claims in Mitchell.

of all homes
are insured

No community discount. Mitchell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scotts Bluff County.

Disasters that hit Mitchell

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mitchell itself: aid to households, or repair grants to the City of Mitchell.

Brought FEMA money into MitchellDeclared for Scotts Bluff County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$243K to the City of Mitchell for repairs

Scotts Bluff County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mitchell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mitchell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mitchell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.