Natural hazards · Midland

Midland, NE natural hazards

Most of the natural-hazard damage FEMA expects in Midland comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midland to be higher than in 45% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes40%Inland flooding21%Strong wind10%Lightning7%Hail6%Everything else17%

By hazard

What Midland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 67 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Lightning

7% of expected damage

Well above average · higher than 81% of U.S. places

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midland flood?

Every paid claim on a federal flood insurance policy in Midland, from FEMA’s records.

2paid claims since 1979

$21Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gage County.

Disasters that hit Midland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Midland itself: aid to households, or repair grants to the Township of Midland.

Brought FEMA money into MidlandDeclared for Gage County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$23K to the Township of Midland for repairs

2010

Severe Storms, Ice Jams, and Flooding

$4K to the Township of Midland for repairs

2008

Severe Storms, Tornadoes, and Flooding

$2K to the Township of Midland for repairs

2007

Severe Storms, Flooding, and Tornadoes

$3K to the Township of Midland for repairs

Gage County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Midland

Midland and the towns around it

Very lowLowModerateHighVery high

Loganmostly inland floodingHigh

Blakelymostly inland floodingModerate

Riversidemostly inland floodingModerate

Lincolnmostly inland floodingModerate

Beatricemostly tornadoesModerate

Midlandmostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Midland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Midland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Midland total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.