Natural hazards · Maxwell

Maxwell, NE natural hazards

Most of the natural-hazard damage FEMA expects in Maxwell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2007. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maxwell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maxwell to be higher than in 69% of U.S. communities, mostly from inland flooding and hail.

Inland flooding43%Hail16%Tornadoes11%Drought11%Cold waves8%Everything else12%

By hazard

What Maxwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Hail

16% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Drought

11% of expected damage

Recorded about 93 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maxwell flood?

Every paid claim on a federal flood insurance policy in Maxwell, from FEMA’s records.

3paid claims since 2007

$43Kpaid to owners

0homes flooded more than once

20072026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maxwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Maxwell

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maxwell itself: aid to households, or repair grants to the Village of Maxwell.

Brought FEMA money into MaxwellDeclared for Lincoln County only

2007

Severe Storms and Flooding

$3K to the Village of Maxwell for repairs

2006

Severe Winter Storms

$1K to the Village of Maxwell for repairs

Lincoln County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maxwell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maxwell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Maxwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.