Natural hazards · Malcolm

Malcolm, NE natural hazards

Most of the natural-hazard damage FEMA expects in Malcolm comes from tornadoes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malcolm?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malcolm to be higher than in 54% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes26%Inland flooding22%Wildfire19%Hail15%Strong wind9%Everything else9%

By hazard

What Malcolm faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

22% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Wildfire

19% of expected damage

Well above average · higher than 97% of U.S. places

Hail

15% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malcolm flood?

FEMA's records show no paid flood insurance claims in Malcolm.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malcolm isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Malcolm

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malcolm itself: aid to households, or repair grants to the Village of Malcolm.

Brought FEMA money into MalcolmDeclared for Lancaster County only

2025

Severe Storms, Straight-Line Winds, and Flooding

$45K to the Village of Malcolm for repairs

2008

Severe Storms, Tornadoes, and Flooding

$20K to the Village of Malcolm for repairs

Lancaster County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malcolm is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Malcolm’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Malcolm. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.