Natural hazards · Madrid

Madrid, NE natural hazards

Most of the natural-hazard damage FEMA expects in Madrid comes from hail, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Madrid?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Madrid to be higher than in 32% of U.S. communities, mostly from hail and drought.

Hail35%Drought21%Inland flooding14%Strong wind10%Cold waves10%Tornadoes8%Everything else3%

By hazard

What Madrid faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

35% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Drought

21% of expected damage

Recorded about 92 times a year in the area

Inland flooding

14% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 3 years in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Madrid flood?

FEMA's records show no paid flood insurance claims in Madrid.

of all homes
are insured

No community discount. Madrid isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perkins County.

Disasters that hit Madrid

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Madrid itself: aid to households, or repair grants to the Village of Madrid.

Brought FEMA money into MadridDeclared for Perkins County only

2009

Severe Storms, Flooding, and Tornadoes

$23K to the Village of Madrid for repairs

2006

Severe Winter Storms

$2K to the Village of Madrid for repairs

Perkins County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Madrid is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Madrid’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Madrid. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.