Natural hazards · Lyman

Lyman, NE natural hazards

Most of the natural-hazard damage FEMA expects in Lyman comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lyman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lyman to be higher than in 77% of U.S. communities, mostly from drought and hail.

Drought29%Hail27%Inland flooding25%Cold waves8%Everything else11%

By hazard

What Lyman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

29% of expected damage

Recorded about 78 times a year in the area

Hail

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

25% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lyman flood?

FEMA's records show no paid flood insurance claims in Lyman.

of all homes
are insured

No community discount. Lyman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scotts Bluff County.

Disasters that hit Lyman

Federal disasters declared here

None of the disasters declared for Scotts Bluff County shows FEMA aid or repair money reaching Lyman itself in FEMA’s records.

Brought FEMA money into LymanDeclared for Scotts Bluff County only

Scotts Bluff County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lyman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lyman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lyman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.