Natural hazards · Loup

Loup, NE natural hazards

Most of the natural-hazard damage FEMA expects in Loup comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loup?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loup to be higher than in 82% of U.S. communities, mostly from hail and inland flooding.

Hail35%Inland flooding28%Drought16%Strong wind10%Tornadoes8%Everything else3%

By hazard

What Loup faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

35% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

28% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 59 times a year in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loup flood?

FEMA's records show no paid flood insurance claims in Loup.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loup isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Merrick County.

Disasters that hit Loup

Federal disasters declared here

None of the disasters declared for Merrick County shows FEMA aid or repair money reaching Loup itself in FEMA’s records.

Brought FEMA money into LoupDeclared for Merrick County only

Merrick County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Loup

Loup and the towns around it

Very lowLowModerateHighVery high

Midlandmostly hailVery high

Meadmostly hailVery high

Cottonwoodmostly hailVery high

West Newmanmostly hailVery high

Loupmostly hailVery high

Prairie Creekmostly hailVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loup is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loup’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Loup. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.