Natural hazards · Litchfield

Litchfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Litchfield comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2010. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Litchfield?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Litchfield to be higher than in 82% of U.S. communities, mostly from hail and drought.

Hail43%Drought19%Inland flooding16%Strong wind11%Everything else10%

By hazard

What Litchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Drought

19% of expected damage

Recorded about 34 times a year in the area

Inland flooding

16% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 3 years in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Litchfield flood?

Every paid claim on a federal flood insurance policy in Litchfield, from FEMA’s records.

1paid claims since 2010

$7Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Litchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sherman County.

Disasters that hit Litchfield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Litchfield itself: aid to households, or repair grants to the Village of Litchfield.

Brought FEMA money into LitchfieldDeclared for Sherman County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

1 household applied for aid $1K aid approved $14K to the Village of Litchfield for repairs

2006

Severe Winter Storms

$6K to the Village of Litchfield for repairs

Sherman County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Litchfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Litchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Litchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.