Natural hazards · Lindsay

Lindsay, NE natural hazards

Most of the natural-hazard damage FEMA expects in Lindsay comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lindsay?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lindsay to be higher than in 76% of U.S. communities, mostly from inland flooding and hail.

Inland flooding33%Hail22%Tornadoes18%Drought13%Strong wind7%Everything else7%

By hazard

What Lindsay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Hail

22% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Drought

13% of expected damage

Recorded about 44 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lindsay flood?

Every paid claim on a federal flood insurance policy in Lindsay, from FEMA’s records.

3paid claims since 2004

$36Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lindsay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Lindsay

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lindsay itself: aid to households, or repair grants to the Village of Lindsay.

Brought FEMA money into LindsayDeclared for Platte County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

2 households applied for aid $2K aid approved $286K to the Village of Lindsay for repairs

2009

Severe Winter Storms and Snowstorm

$2K to the Village of Lindsay for repairs

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lindsay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lindsay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lindsay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.