Natural hazards · La Platte

La Platte, NE natural hazards

Most of the natural-hazard damage FEMA expects in La Platte comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Platte?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Platte to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes28%Hail8%Cold waves6%Strong wind5%Everything else10%

By hazard

What La Platte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 53 years in the area

Hail

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Platte flood?

FEMA's records show no paid flood insurance claims in La Platte.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Platte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sarpy County.

Disasters that hit La Platte

Federal disasters declared here

None of the disasters declared for Sarpy County shows FEMA aid or repair money reaching La Platte itself in FEMA’s records.

Brought FEMA money into La PlatteDeclared for Sarpy County only

Sarpy County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around La Platte

La Platte and the towns around it

Very lowLowModerateHighVery high

La Plattemostly inland floodingHigh

Bellevuemostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Platte is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Platte’s own flood-insurance community; household aid to the registrant’s city; repair grants to La Platte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.