Natural hazards · Kramer

Kramer, NE natural hazards

Most of the natural-hazard damage FEMA expects in Kramer comes from tornadoes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kramer?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kramer to be higher than in 47% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes27%Inland flooding20%Hail18%Wildfire16%Strong wind10%Everything else10%

By hazard

What Kramer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

20% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Hail

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Wildfire

16% of expected damage

Well above average · higher than 97% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kramer flood?

FEMA's records show no paid flood insurance claims in Kramer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kramer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Kramer

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Kramer itself in FEMA’s records.

Brought FEMA money into KramerDeclared for Lancaster County only

Lancaster County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kramer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kramer’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kramer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.