Natural hazards · King Lake

King Lake, NE natural hazards

Most of the natural-hazard damage FEMA expects in King Lake comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is King Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in King Lake to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Hail11%Everything else21%

By hazard

What King Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 26 years in the area

Hail

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does King Lake flood?

FEMA's records show no paid flood insurance claims in King Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. King Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit King Lake

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching King Lake itself in FEMA’s records.

Brought FEMA money into King LakeDeclared for Douglas County only

Douglas County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. King Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to King Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to King Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.