Natural hazards · Josie

Josie, NE natural hazards

Most of the natural-hazard damage FEMA expects in Josie comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Josie?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Josie to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding23%Cold waves21%Drought16%Tornadoes12%Hail7%Lightning6%Everything else15%

By hazard

What Josie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

23% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Drought

16% of expected damage

Recorded about 46 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 2 years in the area

Hail

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 5 times a year in the area

Lightning

6% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Josie flood?

FEMA's records show no paid flood insurance claims in Josie.

of all homes
are insured

No community discount. Josie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Holt County.

Disasters that hit Josie

Federal disasters declared here

None of the disasters declared for Holt County shows FEMA aid or repair money reaching Josie itself in FEMA’s records.

Brought FEMA money into JosieDeclared for Holt County only

Holt County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Josie

Josie and the towns around it

Very lowLowModerateHighVery high

Josiemostly inland floodingModerate

Swanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Josie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Josie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Josie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.