Natural hazards · Inman

Inman, NE natural hazards

Most of the natural-hazard damage FEMA expects in Inman comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inman to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding23%Cold waves21%Drought16%Tornadoes12%Hail7%Lightning6%Everything else15%

By hazard

What Inman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

23% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Drought

16% of expected damage

Recorded about 46 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 2 years in the area

Hail

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 5 times a year in the area

Lightning

6% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inman flood?

Every paid claim on a federal flood insurance policy in Inman, from FEMA’s records.

1paid claims since 2019

$4Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $4K

of all homes
are insured

No community discount. Inman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Holt County.

Disasters that hit Inman

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Inman itself: aid to households, or repair grants to the Village of Inman.

Brought FEMA money into InmanDeclared for Holt County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

12 households applied for aid $12K aid approved $244K to the Village of Inman for repairs

2010

Severe Storms and Flooding

$13K to the Village of Inman for repairs

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

Holt County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Inman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.