Natural hazards · Humphrey

Humphrey, NE natural hazards

Most of the natural-hazard damage FEMA expects in Humphrey comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Humphrey?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Humphrey to be higher than in 76% of U.S. communities, mostly from inland flooding and hail.

Inland flooding33%Hail22%Tornadoes18%Drought13%Strong wind7%Everything else7%

By hazard

What Humphrey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Hail

22% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Drought

13% of expected damage

Recorded about 44 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Humphrey flood?

FEMA's records show no paid flood insurance claims in Humphrey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Humphrey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Humphrey

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Humphrey itself: aid to households, or repair grants to the City of Humphrey.

Brought FEMA money into HumphreyDeclared for Platte County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

1 household applied for aid

2009

Severe Winter Storms and Snowstorm

$3K to the City of Humphrey for repairs

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Humphrey

Humphrey and the towns around it

Very lowLowModerateHighVery high

Humphreymostly inland floodingHigh

Granvillemostly inland floodingHigh

Humphreymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Humphrey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Humphrey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Humphrey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.