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Natural hazards · Hubbell

Hubbell, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hubbell comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1985. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hubbell?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hubbell to be higher than in 81% of U.S. communities, mostly from hail and inland flooding.

Hail36%Inland flooding24%Strong wind17%Tornadoes11%Drought7%Everything else6%
By hazard

What Hubbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Inland flooding

24% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once a year in the area

Strong wind

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 5 years in the area

Drought

7% of expected damage
Recorded about 27 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hubbell flood?

Every paid claim on a federal flood insurance policy in Hubbell, from FEMA’s records.

5paid claims since 1985
$117Kpaid to owners
0homes flooded more than once
19852026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hubbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Thayer County.
Disasters that hit Hubbell

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hubbell itself: aid to households, or repair grants to the Village of Hubbell.

Brought FEMA money into HubbellDeclared for Thayer County only
2008

Severe Storms, Tornadoes, and Flooding

$33K to the Village of Hubbell for repairs
2003

Severe Storms and Tornadoes

$12K to the Village of Hubbell for repairs
Thayer County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Hubbell

Hubbell and the towns around it

Rose Creek: High, mostly hailAlbion: High, mostly hailFairview: High, mostly hailLiberty: High, mostly hailHubbell: Very high, mostly hail HubbellRose Creek
Very lowLowModerateHighVery high
Hubbellmostly hailVery high
Rose Creekmostly hailHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hubbell is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hubbell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hubbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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