Natural hazards · Hooper

Hooper, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hooper comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1984. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hooper?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hooper to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding48%Tornadoes14%Hail12%Cold waves9%Drought7%Strong wind6%Everything else4%

By hazard

What Hooper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Hail

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 53 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hooper flood?

Every paid claim on a federal flood insurance policy in Hooper, from FEMA’s records.

4paid claims since 1984

$7Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hooper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Hooper

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hooper itself: aid to households, or repair grants to the City of Hooper.

Brought FEMA money into HooperDeclared for Dodge County only

2025

Severe Winter Storm and Straight-Line Winds

$27K to the City of Hooper for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

23 households applied for aid $68K aid approved $41K to the City of Hooper for repairs

2017

Severe Storms, Tornadoes, and Straight-Line Winds

$8K to the City of Hooper for repairs

2010

Severe Storms and Flooding

$71K to the City of Hooper for repairs

Dodge County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Hooper

Hooper and the towns around it

Very lowLowModerateHighVery high

Hoopermostly inland floodingVery high

Everettmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hooper is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hooper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hooper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.