Natural hazards · Hooker

Hooker, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hooker comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hooker?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hooker to be higher than in 79% of U.S. communities, mostly from inland flooding and hail.

Inland flooding39%Hail18%Tornadoes14%Drought12%Everything else16%

By hazard

What Hooker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Hail

18% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Drought

12% of expected damage

Recorded about 30 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hooker flood?

FEMA's records show no paid flood insurance claims in Hooker.

of all homes
are insured

No community discount. Hooker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dixon County.

Disasters that hit Hooker

Federal disasters declared here

None of the disasters declared for Dixon County shows FEMA aid or repair money reaching Hooker itself in FEMA’s records.

Brought FEMA money into HookerDeclared for Dixon County only

Dixon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Hooker

Hooker and the towns around it

Very lowLowModerateHighVery high

Hookermostly inland floodingHigh

Newcastlemostly inland floodingHigh

Dailymostly inland floodingHigh

Vermillionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hooker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hooker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hooker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.