Natural hazards · Hooker

Hooker, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hooker comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hooker?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hooker to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes23%Hail17%Strong wind10%Everything else18%

By hazard

What Hooker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Hail

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hooker flood?

FEMA's records show no paid flood insurance claims in Hooker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hooker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gage County.

Disasters that hit Hooker

Federal disasters declared here

None of the disasters declared for Gage County shows FEMA aid or repair money reaching Hooker itself in FEMA’s records.

Brought FEMA money into HookerDeclared for Gage County only

Gage County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Hooker

Hooker and the towns around it

Very lowLowModerateHighVery high

Hookermostly inland floodingHigh

Adamsmostly inland floodingHigh

Hanovermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hooker covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hooker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hooker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hooker total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.