Natural hazards · Hebron

Hebron, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hebron comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1992. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hebron?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hebron to be higher than in 81% of U.S. communities, mostly from hail and inland flooding.

Hail36%Inland flooding24%Strong wind17%Tornadoes11%Drought7%Everything else6%
By hazard

What Hebron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Inland flooding

24% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once a year in the area

Strong wind

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 5 years in the area

Drought

7% of expected damage
Recorded about 27 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hebron flood?

Every paid claim on a federal flood insurance policy in Hebron, from FEMA’s records.

9paid claims since 1992
$73Kpaid to owners
2homes flooded more than once
19922026

Biggest named events

  • Midwest Flooding: 2 claims, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hebron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Thayer County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
1homes raised above flood level
Disasters that hit Hebron

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hebron itself: aid to households, or repair grants to the City of Hebron.

Brought FEMA money into HebronDeclared for Thayer County only
2003

Severe Storms and Tornadoes

$57K to the City of Hebron for repairs
Thayer County has had 22 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hebron is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hebron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hebron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Hebron

Nebraska · NE
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