Natural hazards · Hazard

Hazard, NE natural hazards

Most of the natural-hazard damage FEMA expects in Hazard comes from hail, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hazard?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hazard to be higher than in 82% of U.S. communities, mostly from hail and drought.

Hail43%Drought19%Inland flooding16%Strong wind11%Everything else10%

By hazard

What Hazard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Drought

19% of expected damage

Recorded about 34 times a year in the area

Inland flooding

16% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 3 years in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hazard flood?

FEMA's records show no paid flood insurance claims in Hazard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hazard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sherman County.

Disasters that hit Hazard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hazard itself: aid to households, or repair grants to the Village of Hazard.

Brought FEMA money into HazardDeclared for Sherman County only

2006

Severe Winter Storms

$3K to the Village of Hazard for repairs

Sherman County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hazard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hazard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hazard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.