Housing in Harvard

A typical Harvard home is worth roughly $102,000

Typical home value

$102K

NE $281K

Estimate

2-bedroom rent

$960

a month, utilities in · HUD

Median tax bill

$1,662

NE $3,549

What kind of housing town is Harvard?

Read from the numbers below. The page puts what stands out first.

Your money goes further64% below the Nebraska typical home.

★ What stands out · Affordability

A typical home costs 1.5 years of income

Less than across Nebraska (3.7 years). Try your own numbers below.

You could afford about

$233,000

Typical Harvard home $102K

That covers a typical Harvard home, with $131K to spare.

The typical home, each month

$670

Loan $510Tax $140Insurance $30

A two-bedroom rents for about $960 a month here, $290 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Harvard’s typical property tax (1.63% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $960

Renters already here pay a median of $708, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670

1 bedroom$760

2 bedrooms$960

3 bedrooms$1,160

4 bedrooms$1,310

26%

of households rent · NE 34%

renter households

55%

of renters spend 30%+ of income on rent · NE 45%

17%

of the median income, for a two-bedroom

$708

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clay County, NE): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

74% of Harvard households own their home

Half of Harvard’s homes were built before 1956.

Owners and renters

Own 74%Rent 26%

Nebraska: 67% own.

1956

typical home built · NE 1975

$1,662

median property tax bill · NE $3,549

1.63%

of a home’s value, a year in tax · NE 1.49%

U.S. Census Bureau, American Community Survey 2020-2024.

Neighbors talk housing

What Harvard buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Harvard still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.