Natural hazards · Harrisburg

Harrisburg, NE natural hazards

Most of the natural-hazard damage FEMA expects in Harrisburg comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harrisburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrisburg to be higher than in 75% of U.S. communities, mostly from drought and hail.

Drought37%Hail23%Inland flooding18%Cold waves11%Everything else11%

By hazard

What Harrisburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage

Recorded about 87 times a year in the area

Hail

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

18% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 3 years in the area

Cold waves

11% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harrisburg flood?

FEMA's records show no paid flood insurance claims in Harrisburg.

Disasters that hit Harrisburg

Federal disasters declared here

None of the disasters declared for Banner County shows FEMA aid or repair money reaching Harrisburg itself in FEMA’s records.

Brought FEMA money into HarrisburgDeclared for Banner County only

Banner County has had 6 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrisburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Harrisburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to Harrisburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harrisburg total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.