Natural hazards · Giltner

Giltner, NE natural hazards

Most of the natural-hazard damage FEMA expects in Giltner comes from hail, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Giltner?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Giltner to be higher than in 74% of U.S. communities, mostly from hail and strong winds.

Hail42%Strong wind26%Drought12%Inland flooding10%Tornadoes7%Everything else4%

By hazard

What Giltner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

42% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Strong wind

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

12% of expected damage

Recorded about 37 times a year in the area

Inland flooding

10% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Giltner flood?

FEMA's records show no paid flood insurance claims in Giltner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Giltner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Giltner

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Giltner itself: aid to households, or repair grants to the Village of Giltner.

Brought FEMA money into GiltnerDeclared for Hamilton County only

2021

Severe Storms and Straight-Line Winds

$9K to the Village of Giltner for repairs

2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $200 aid approved

2006

Severe Winter Storms

$14K to the Village of Giltner for repairs

Hamilton County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Giltner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Giltner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Giltner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.