Natural hazards · Gering

Gering, NE natural hazards

Most of the natural-hazard damage FEMA expects in Gering comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gering?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gering to be higher than in 77% of U.S. communities, mostly from inland flooding and hail.

Inland flooding39%Hail33%Cold waves8%Tornadoes8%Everything else12%

By hazard

What Gering faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Hail

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 65% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gering flood?

FEMA's records show no paid flood insurance claims in Gering.

of all homes
are insured

No community discount. Gering isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scotts Bluff County.

Disasters that hit Gering

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gering itself: aid to households, or repair grants to the City of Gering.

Brought FEMA money into GeringDeclared for Scotts Bluff County only

2024

Severe Winter Storm and Straight-Line Winds

$53K to the City of Gering for repairs

2011

Flooding

$19K to the City of Gering for repairs

Scotts Bluff County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gering covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gering’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gering. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gering total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.