Natural hazards · Funk

Funk, NE natural hazards

Most of the natural-hazard damage FEMA expects in Funk comes from hail, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Funk?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Funk to be higher than in 61% of U.S. communities, mostly from hail and drought.

Hail52%Drought19%Inland flooding15%Strong wind9%Everything else6%

By hazard

What Funk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

52% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Drought

19% of expected damage

Recorded about 49 times a year in the area

Inland flooding

15% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Funk flood?

FEMA's records show no paid flood insurance claims in Funk.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Funk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Phelps County.

Disasters that hit Funk

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Funk itself: aid to households, or repair grants to the Village of Funk.

Brought FEMA money into FunkDeclared for Phelps County only

2006

Severe Winter Storms

$14K to the Village of Funk for repairs

Phelps County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Funk is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Funk’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Funk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.