Natural hazards · Fullerton

Fullerton, NE natural hazards

Most of the natural-hazard damage FEMA expects in Fullerton comes from hail, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fullerton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fullerton to be higher than in 86% of U.S. communities, mostly from hail and inland flooding.

Hail36%Inland flooding23%Drought16%Strong wind9%Tornadoes9%Everything else7%

By hazard

What Fullerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

23% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Drought

16% of expected damage

Recorded about 50 times a year in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fullerton flood?

FEMA's records show no paid flood insurance claims in Fullerton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fullerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nance County.

Disasters that hit Fullerton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fullerton itself: aid to households, or repair grants to the City of Fullerton.

Brought FEMA money into FullertonDeclared for Nance County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

17 households applied for aid $26K aid approved $257K to the City of Fullerton for repairs

2006

Severe Winter Storms

$2K to the City of Fullerton for repairs

Nance County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fullerton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fullerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fullerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.