Natural hazards · Fullerton

Fullerton, NE natural hazards

Most of the natural-hazard damage FEMA expects in Fullerton comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fullerton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fullerton to be higher than in 86% of U.S. communities, mostly from hail and inland flooding.

Hail36%Inland flooding23%Drought16%Strong wind9%Tornadoes9%Everything else7%

By hazard

What Fullerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

23% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Drought

16% of expected damage

Recorded about 50 times a year in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fullerton flood?

Every paid claim on a federal flood insurance policy in Fullerton, from FEMA’s records.

2paid claims since 2019

$29Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 2 claims, $29K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fullerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nance County.

Disasters that hit Fullerton

Federal disasters declared here

None of the disasters declared for Nance County shows FEMA aid or repair money reaching Fullerton itself in FEMA’s records.

Brought FEMA money into FullertonDeclared for Nance County only

Nance County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Fullerton

Fullerton and the towns around it

Very lowLowModerateHighVery high

Fullertonmostly hailVery high

West Newmanmostly hailVery high

Loup Ferrymostly hailVery high

Council Creekmostly hailVery high

Cedarmostly hailVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fullerton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fullerton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fullerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fullerton total about $8.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.