Natural hazards · Farwell

Farwell, NE natural hazards

Most of the natural-hazard damage FEMA expects in Farwell comes from hail, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 2019. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farwell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farwell to be higher than in 78% of U.S. communities, mostly from hail and inland flooding.

Hail34%Inland flooding23%Drought16%Strong wind12%Tornadoes10%Everything else5%

By hazard

What Farwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

34% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

23% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 33 times a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farwell flood?

Every paid claim on a federal flood insurance policy in Farwell, from FEMA’s records.

9paid claims since 2019

$194Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 7 claims, $160K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Farwell

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farwell itself: aid to households, or repair grants to the Village of Farwell.

Brought FEMA money into FarwellDeclared for Howard County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

2 households applied for aid

2006

Severe Winter Storms

$3K to the Village of Farwell for repairs

Howard County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farwell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Farwell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Farwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farwell total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.