Natural hazards · Farnam

Farnam, NE natural hazards

Most of the natural-hazard damage FEMA expects in Farnam comes from hail, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farnam?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farnam to be higher than in 55% of U.S. communities, mostly from hail and inland flooding.

Hail45%Inland flooding17%Drought16%Strong wind12%Tornadoes7%Everything else3%

By hazard

What Farnam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

45% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

17% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 49 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farnam flood?

FEMA's records show no paid flood insurance claims in Farnam.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farnam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dawson County.

Disasters that hit Farnam

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Farnam itself: aid to households, or repair grants to the Village of Farnam.

Brought FEMA money into FarnamDeclared for Dawson County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

1 household applied for aid $3K aid approved

Dawson County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farnam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Farnam’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Farnam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.