Natural hazards · Fairfield

Fairfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Fairfield comes from hail, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairfield to be higher than in 77% of U.S. communities, mostly from hail and strong winds.

Hail44%Strong wind26%Drought11%Inland flooding8%Tornadoes7%Everything else4%

By hazard

What Fairfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

44% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Strong wind

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Drought

11% of expected damage

Recorded about 35 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairfield flood?

FEMA's records show no paid flood insurance claims in Fairfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Fairfield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairfield itself: aid to households, or repair grants to the City of Fairfield.

Brought FEMA money into FairfieldDeclared for Clay County only

2006

Severe Winter Storms

$8K to the City of Fairfield for repairs

2004

Severe Storms, Tornadoes and Flooding

4 households applied for aid $3K aid approved $5K to the City of Fairfield for repairs

Clay County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fairfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Fairfield, NE natural hazards

How exposed is Fairfield?

What Fairfield faces

Hail

Strong wind

Drought

Inland flooding

Tornadoes

Lower here

Not a risk here

Does Fairfield flood?

2 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms, Tornadoes and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby