Natural hazards · Elsie

Elsie, NE natural hazards

Most of the natural-hazard damage FEMA expects in Elsie comes from hail, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elsie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elsie to be higher than in 32% of U.S. communities, mostly from hail and drought.

Hail35%Drought21%Inland flooding14%Strong wind10%Cold waves10%Tornadoes8%Everything else3%

By hazard

What Elsie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

35% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Drought

21% of expected damage

Recorded about 92 times a year in the area

Inland flooding

14% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 3 years in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elsie flood?

FEMA's records show no paid flood insurance claims in Elsie.

of all homes
are insured

No community discount. Elsie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perkins County.

Disasters that hit Elsie

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Elsie itself: aid to households, or repair grants to the Village of Elsie.

Brought FEMA money into ElsieDeclared for Perkins County only

2007

Severe Storms and Flooding

$1K to the Village of Elsie for repairs

Perkins County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elsie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elsie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Elsie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.