Natural hazards · Doniphan

Doniphan, NE natural hazards

Most of the natural-hazard damage FEMA expects in Doniphan comes from hail, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Doniphan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Doniphan to be higher than in 67% of U.S. communities, mostly from hail and inland flooding.

Hail31%Inland flooding28%Drought14%Tornadoes14%Strong wind9%Everything else5%

By hazard

What Doniphan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

31% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

28% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Drought

14% of expected damage

Recorded about 40 times a year in the area

Tornadoes

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 8 years in the area

Strong wind

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Doniphan flood?

Every paid claim on a federal flood insurance policy in Doniphan, from FEMA’s records.

1paid claims since 1983

$619paid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Doniphan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hall County.

Disasters that hit Doniphan

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Doniphan itself: aid to households, or repair grants to the Village of Doniphan.

Brought FEMA money into DoniphanDeclared for Hall County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

5 households applied for aid

2006

Severe Winter Storms

$9K to the Village of Doniphan for repairs

Hall County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Doniphan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Doniphan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Doniphan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.