Natural hazards · Deshler

Deshler, NE natural hazards

Most of the natural-hazard damage FEMA expects in Deshler comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1985. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deshler?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deshler to be higher than in 81% of U.S. communities, mostly from hail and inland flooding.

Hail37%Inland flooding21%Strong wind16%Drought13%Tornadoes10%Everything else4%

By hazard

What Deshler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

37% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

21% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Drought

13% of expected damage

Recorded about 28 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deshler flood?

Every paid claim on a federal flood insurance policy in Deshler, from FEMA’s records.

5paid claims since 1985

$6Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deshler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Thayer County.

Disasters that hit Deshler

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deshler itself: aid to households, or repair grants to the City of Deshler.

Brought FEMA money into DeshlerDeclared for Thayer County only

2025

Severe Storms, Straight-Line Winds, and Flooding

$214K to the City of Deshler for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$138K to the City of Deshler for repairs

2009

Severe Winter Storms and Snowstorm

$12K to the City of Deshler for repairs

2003

Severe Storms and Tornadoes

$399K to the City of Deshler for repairs

Thayer County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deshler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deshler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deshler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Deshler, NE natural hazards

How exposed is Deshler?

What Deshler faces

Hail

Inland flooding

Strong wind

Drought

Tornadoes

Lower here

Not a risk here

Does Deshler flood?

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Winter Storms and Snowstorm

Severe Storms and Tornadoes

How to read this page

Where to, neighbor?

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