Natural hazards · David

David, NE natural hazards

Most of the natural-hazard damage FEMA expects in David comes from tornadoes, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is David?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in David to be higher than in 46% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes28%Inland flooding20%Strong wind17%Hail13%Cold waves9%Everything else13%

By hazard

What David faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

28% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 38 years in the area

Inland flooding

20% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Hail

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does David flood?

FEMA's records show no paid flood insurance claims in David.

of homes in flood zones
are insured

of all homes
are insured

No community discount. David isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit David

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in David itself: aid to households, or repair grants to the City of David.

Brought FEMA money into DavidDeclared for Butler County only

2025

Severe Winter Storm and Straight-Line Winds

$129K to the City of David for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

3 households applied for aid $51K to the City of David for repairs

2017

Severe Storms, Tornadoes, and Straight-Line Winds

$50K to the City of David for repairs

2008

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $23K aid approved

Butler County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around David

David and the towns around it

Very lowLowModerateHighVery high

Olivemostly inland floodingVery high

David Citymostly tornadoesModerate

Franklinmostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. David is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to David’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of David. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.