Natural hazards · Culbertson

Culbertson, NE natural hazards

Most of the natural-hazard damage FEMA expects in Culbertson comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Culbertson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Culbertson to be higher than in 66% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding22%Strong wind22%Drought21%Hail16%Tornadoes10%Everything else10%

By hazard

What Culbertson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

22% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 2 years in the area

Strong wind

22% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

21% of expected damage

Recorded about 97 times a year in the area

Hail

16% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Culbertson flood?

Every paid claim on a federal flood insurance policy in Culbertson, from FEMA’s records.

1paid claims since 1979

$759paid to owners

0homes flooded more than once

19792026

Disasters that hit Culbertson

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Culbertson itself: aid to households, or repair grants to the Village of Culbertson.

Brought FEMA money into CulbertsonDeclared for Hitchcock County only

2007

Severe Storms and Flooding

$4K to the Village of Culbertson for repairs

Hitchcock County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Culbertson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Culbertson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Culbertson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.