A typical Cozad home is worth about $181,000
Up 1.1% in a year, 36% below the Nebraska typical home.
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Cozad?
Read from the numbers below. The page puts what stands out first.
A typical home costs 3.3 years of income
Less than across Nebraska (3.7 years). Try your own numbers below.
That covers a typical Cozad home, with $12K to spare.
A two-bedroom rents for about $960 a month here, $220 less than owning.
How Cozad ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cozad’s typical property tax (1.55% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
Up 28.4% in five years
About the same pace as Nebraska (25.6%).
Show as a table
| January | Cozad | Nebraska |
|---|---|---|
| 2017 | $98,000 | $157,000 |
| 2018 | $102,000 | $167,000 |
| 2019 | $111,000 | $176,000 |
| 2020 | $117,000 | $187,000 |
| 2021 | $130,000 | $205,000 |
| 2022 | $146,000 | $227,000 |
| 2023 | $158,000 | $248,000 |
| 2024 | $167,000 | $259,000 |
| 2025 | $178,000 | $270,000 |
| 2026 | $180,000 | $278,000 |
| August 2026 | $181,000 | $281,000 |
A typical Cozad home worth $99K in September 2016 is worth about $181K today.
How Cozad ranks on rising home prices →
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A two-bedroom rents for about $960
Renters already here pay a median of $851, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dawson County, NE): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
3 new homes permitted in 2025
Builders were permitted 3 new homes in Cozad in 2025, all single-family houses. That's 0.8 per 1,000 residents, slower than across Nebraska (5.7). Over the past 10 years, Cozad has permitted 42 homes in all.
Between the 2010 and 2020 censuses, Cozad gained 11 residents while 9 new homes were permitted: about 1.2 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Nebraska: 1.8 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 3 | 3 | 0 | $878,000 |
| 2024 | 1 | 1 | 0 | $900,000 |
| 2023 | 2 | 2 | 0 | $250,000 |
| 2022 | 16 | 8 | 8 | $3.9 million |
| 2021 | 15 | 15 | 0 | $3 million |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 2 | 2 | 0 | $480,000 |
| 2018 | 3 | 3 | 0 | $555,000 |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 4 | 4 | 0 | $549,000 |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 35 | 35 | 0 | $650,000 |
| 2008 | 6 | 6 | 0 | $775,000 |
| 2007 | 1 | 1 | 0 | $160,000 |
| 2006 | 3 | 3 | 0 | $400,000 |
| 2005 | 3 | 3 | 0 | $400,000 |
| 2004 | 6 | 6 | 0 | $1.1 million |
| 2003 | 4 | 4 | 0 | $414,000 |
| 2002 | 10 | 10 | 0 | $903,000 |
| 2001 | 7 | 7 | 0 | $847,000 |
| 2000 | 7 | 7 | 0 | $566,000 |
How Cozad ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
65% of Cozad households own their home
Half of Cozad’s homes were built before 1970.
Nebraska: 67% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Neighbors talk housing
What Cozad buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.