Natural hazards · Cook

Cook, NE natural hazards

Most of the natural-hazard damage FEMA expects in Cook comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cook?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cook to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding47%Tornadoes13%Hail11%Wildfire10%Everything else19%

By hazard

What Cook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Hail

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 8 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cook flood?

FEMA's records show no paid flood insurance claims in Cook.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Cook

Federal disasters declared here

None of the disasters declared for Johnson County shows FEMA aid or repair money reaching Cook itself in FEMA’s records.

Brought FEMA money into CookDeclared for Johnson County only

Johnson County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cook is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.