Natural hazards · Coleman

Coleman, NE natural hazards

Most of the natural-hazard damage FEMA expects in Coleman comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coleman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coleman to be higher than in 36% of U.S. communities, mostly from drought and inland flooding.

Drought33%Inland flooding23%Cold waves16%Tornadoes8%Everything else19%

By hazard

What Coleman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

33% of expected damage

Recorded about 49 times a year in the area

Inland flooding

23% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coleman flood?

FEMA's records show no paid flood insurance claims in Coleman.

of all homes
are insured

No community discount. Coleman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Holt County.

Disasters that hit Coleman

Federal disasters declared here

None of the disasters declared for Holt County shows FEMA aid or repair money reaching Coleman itself in FEMA’s records.

Brought FEMA money into ColemanDeclared for Holt County only

Holt County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Coleman

Coleman and the towns around it

Very lowLowModerateHighVery high

Spencermostly inland floodingHigh

Buttemostly inland floodingHigh

Colemanmostly droughtLow

Saratogamostly droughtLow

Paddockmostly droughtLow

Rock Fallsmostly droughtLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coleman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coleman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Coleman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.