Natural hazards · Cleveland

Cleveland, NE natural hazards

Most of the natural-hazard damage FEMA expects in Cleveland comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleveland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleveland to be higher than in 79% of U.S. communities, mostly from inland flooding and hail.

Inland flooding30%Hail26%Drought13%Tornadoes13%Strong wind7%Cold waves6%Everything else5%

By hazard

What Cleveland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Hail

26% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Drought

13% of expected damage

Recorded about 40 times a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleveland flood?

FEMA's records show no paid flood insurance claims in Cleveland.

of all homes
are insured

No community discount. Cleveland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuming County.

Disasters that hit Cleveland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cleveland itself: aid to households, or repair grants to the Township of Cleveland.

Brought FEMA money into ClevelandDeclared for Cuming County only

2008

Severe Storms, Tornadoes, and Flooding

$13K to the Township of Cleveland for repairs

2004

Severe Storms, Tornadoes and Flooding

$8K to the Township of Cleveland for repairs

Cuming County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Cleveland

Cleveland and the towns around it

Very lowLowModerateHighVery high

Clevelandmostly inland floodingHigh

Bancroftmostly inland floodingHigh

Loganmostly inland floodingHigh

Grantmostly inland floodingHigh

Pendermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleveland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cleveland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cleveland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.