Natural hazards · Chappell

Chappell, NE natural hazards

Most of the natural-hazard damage FEMA expects in Chappell comes from drought, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chappell?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chappell to be higher than in 46% of U.S. communities, mostly from drought and inland flooding.

Drought37%Inland flooding20%Hail18%Cold waves8%Tornadoes7%Lightning6%Everything else6%

By hazard

What Chappell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage

Recorded about 80 times a year in the area

Inland flooding

20% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 6 years in the area

Hail

18% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Lightning

6% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chappell flood?

FEMA's records show no paid flood insurance claims in Chappell.

of all homes
are insured

No community discount. Chappell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Deuel County.

Disasters that hit Chappell

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chappell itself: aid to households, or repair grants to the City of Chappell.

Brought FEMA money into ChappellDeclared for Deuel County only

2009

Severe Storms, Flooding, and Tornadoes

$12K to the City of Chappell for repairs

Deuel County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chappell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chappell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chappell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.