Natural hazards · Cedar Creek

Cedar Creek, NE natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Creek comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 31 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Creek to be higher than in 72% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes18%Hail11%Everything else23%

By hazard

What Cedar Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 10 years in the area

Hail

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Creek flood?

Every paid claim on a federal flood insurance policy in Cedar Creek, from FEMA’s records.

31paid claims since 1978

$474Kpaid to owners

6homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 11 claims, $151K
March 2019 Midwest Flooding: 7 claims, $215K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Cedar Creek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cedar Creek itself: aid to households, or repair grants to the Village of Cedar Creek.

Brought FEMA money into Cedar CreekDeclared for Cass County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

20 households applied for aid $91K aid approved $165K to the Village of Cedar Creek for repairs

Cass County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cedar Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.