Natural hazards · Cambridge

Cambridge, NE natural hazards

Most of the natural-hazard damage FEMA expects in Cambridge comes from hail, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cambridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cambridge to be higher than in 78% of U.S. communities, mostly from hail and strong winds.

Hail43%Strong wind19%Drought16%Inland flooding13%Everything else8%

By hazard

What Cambridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Strong wind

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

16% of expected damage

Recorded about 70 times a year in the area

Inland flooding

13% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cambridge flood?

FEMA's records show no paid flood insurance claims in Cambridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cambridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Furnas County.

Disasters that hit Cambridge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cambridge itself: aid to households, or repair grants to the City of Cambridge.

Brought FEMA money into CambridgeDeclared for Furnas County only

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$12K to the City of Cambridge for repairs

2006

Severe Winter Storms

$4K to the City of Cambridge for repairs

Furnas County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cambridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cambridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cambridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.