Natural hazards · Cairo

Cairo, NE natural hazards

Most of the natural-hazard damage FEMA expects in Cairo comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cairo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cairo to be higher than in 78% of U.S. communities, mostly from hail and inland flooding.

Hail34%Inland flooding29%Drought17%Strong wind9%Tornadoes9%Everything else3%

By hazard

What Cairo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

34% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

29% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Drought

17% of expected damage

Recorded about 56 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cairo flood?

FEMA's records show no paid flood insurance claims in Cairo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cairo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hall County.

Disasters that hit Cairo

Federal disasters declared here

None of the disasters declared for Hall County shows FEMA aid or repair money reaching Cairo itself in FEMA’s records.

Brought FEMA money into CairoDeclared for Hall County only

Hall County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cairo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cairo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cairo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.