Natural hazards · Bloomfield

Bloomfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2018. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 65% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought16%Tornadoes14%Cold waves12%Hail6%Everything else13%

By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Drought

16% of expected damage

Recorded about 32 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 7 years in the area

Cold waves

12% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomfield flood?

Every paid claim on a federal flood insurance policy in Bloomfield, from FEMA’s records.

3paid claims since 2018

$23Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

March 2019 Midwest Flooding: 2 claims, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Bloomfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bloomfield itself: aid to households, or repair grants to the City of Bloomfield.

Brought FEMA money into BloomfieldDeclared for Knox County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

30 households applied for aid $46K aid approved $71K to the City of Bloomfield for repairs

Knox County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.