Natural hazards · Berea

Berea, NE natural hazards

Most of the natural-hazard damage FEMA expects in Berea comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berea?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berea to be higher than in 27% of U.S. communities, mostly from drought.

Drought70%Cold waves8%Hail7%Inland flooding7%Everything else8%

By hazard

What Berea faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

70% of expected damage

Recorded about 87 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Hail

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

7% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 9 years in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berea flood?

FEMA's records show no paid flood insurance claims in Berea.

of all homes
are insured

No community discount. Berea isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Box Butte County.

Disasters that hit Berea

Federal disasters declared here

None of the disasters declared for Box Butte County shows FEMA aid or repair money reaching Berea itself in FEMA’s records.

Brought FEMA money into BereaDeclared for Box Butte County only

Box Butte County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berea is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Berea’s own flood-insurance community; household aid to the registrant’s city; repair grants to Berea. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.