Natural hazards · Belvidere

Belvidere, NE natural hazards

Most of the natural-hazard damage FEMA expects in Belvidere comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2015. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belvidere?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belvidere to be higher than in 81% of U.S. communities, mostly from hail and inland flooding.

Hail37%Inland flooding21%Strong wind16%Drought13%Tornadoes10%Everything else4%

By hazard

What Belvidere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

37% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

21% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Drought

13% of expected damage

Recorded about 28 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belvidere flood?

Every paid claim on a federal flood insurance policy in Belvidere, from FEMA’s records.

1paid claims since 2015

$1Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belvidere isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Thayer County.

Disasters that hit Belvidere

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belvidere itself: aid to households, or repair grants to the Village of Belvidere.

Brought FEMA money into BelvidereDeclared for Thayer County only

2025

Severe Winter Storm and Straight-Line Winds

$23K to the Village of Belvidere for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the Village of Belvidere for repairs

2004

Severe Storms, Tornadoes and Flooding

2 households applied for aid

Thayer County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belvidere is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belvidere’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Belvidere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Belvidere, NE natural hazards

How exposed is Belvidere?

What Belvidere faces

Hail

Inland flooding

Strong wind

Drought

Tornadoes

Lower here

Not a risk here

Does Belvidere flood?

3 federal disasters brought FEMA money here

Severe Winter Storm and Straight-Line Winds

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes and Flooding

How to read this page

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