Natural hazards · Bellwood

Bellwood, NE natural hazards

Most of the natural-hazard damage FEMA expects in Bellwood comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellwood?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellwood to be higher than in 81% of U.S. communities, mostly from inland flooding and hail.

Inland flooding41%Hail19%Tornadoes13%Strong wind10%Drought9%Everything else9%

By hazard

What Bellwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Hail

19% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

9% of expected damage

Recorded about 50 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellwood flood?

FEMA's records show no paid flood insurance claims in Bellwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Bellwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bellwood itself: aid to households, or repair grants to the Village of Bellwood.

Brought FEMA money into BellwoodDeclared for Butler County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

54 households applied for aid $246K aid approved

Butler County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bellwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bellwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.